Global Privacy Policy
Global
Privacy Policy
This Privacy Policy applies to www.KarenCutlerHQ.com and www.TalentMasterKey.com (the "Websites"), operated by Karen Cutler HQ and Great Insight Pty Ltd (ABN 50100290480). This policy outlines how we collect, use, store, disclose, and protect personal data under the Australian Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), the EU General Data Protection Regulation (GDPR), and other international privacy laws.
1. Information We Collect
We collect personal information you voluntarily provide through forms, registrations, transactions, and assessments.
This includes:
- Name, email, phone number, postal/billing address
- Assessment responses, feedback, and documents
- IP address, browser details, and usage analytics
- Payment and transaction history
- Platform or third-party tool activity (e.g. Zoom, Google, Stripe, Zoho, Skool, Notion, GHL)
- Social media engagement (if linked or submitted)
We do not knowingly collect nor ask for data from or for children under 16 years of age.
2. Lawful Basis for Processing Personal Data
We process data under the following lawful bases (as required by GDPR Article 6):
- Your consent
- Contractual necessity (e.g. course delivery, downloads)
- Legal obligations (e.g. invoicing compliance)
- Legitimate interest (e.g. platform security, business improvement)
3. How We Use Your Information
- To deliver services and digital products
- To process payments and send confirmations
- To provide updates, newsletters, and program notifications
- To personalise your experience and refine offerings
- To comply with regulations and investigate abuse or fraud
4. Third-Party Providers
We use trusted third-party service providers that comply with Australian and international data laws.
These may include:
- Stripe, PayPal (Payment processing)
- Zoho CRM (Client relationship management)
- Go High Level (Web forms and automation)
- Meta/Facebook, Google Analytics (Marketing & analytics)
- Zoom, GHL, Notion, Skool (Webinars and learning platforms)
5. Data Retention Policy
We retain personal data only for as long as required for operational, legal, and financial purposes, or until you request deletion. Inactive accounts and form submissions may be deleted after 7 years of inactivity.
6. Your Rights
Under applicable privacy laws, you may:
- Request access to your data
- Request correction of inaccurate data
- Request erasure (‘right to be forgotten’)
- Object to or restrict processing
- Request data portability
- Withdraw consent at any time
7. Cookies and Tracking Technologies
We use cookies to enhance your experience, collect anonymous analytics, and provide retargeting advertising. You can disable cookies via your browser.
8. How We Protect Your Data
All personal data is securely stored using encrypted databases and cloud systems. Access is limited to authorised personnel only. In the event of a breach, affected users will be notified within the timeframe required by applicable law.
9. Complaints and Contact
If you believe your privacy rights have been violated, please contact us immediately. You also have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.
10. International Users
If you are accessing this site outside Australia, your information may be transferred to servers located in Australia or other jurisdictions with appropriate safeguards in place.
11. Changes to This Policy
We may update this policy at any time. The most current version will always be available on our websites. Continued use constitutes acceptance of any changes.
12. Contact Information
Email: [email protected] | [email protected]
Postal: PO Box 822, Willoughby, NSW, Australia
13. Cybersecurity Measures
We take cybersecurity seriously and implement best-practice security protocols to protect your data from unauthorised access, misuse, disclosure, or alteration. Our systems use SSL encryption, multi-factor authentication (MFA), secure cloud platforms, and access controls restricted to authorised personnel. We routinely update software, monitor access logs, and conduct internal audits to mitigate risk.
Despite our safeguards, no data transmission over the internet is entirely secure. You acknowledge that you provide personal data at your own risk. In the unlikely event of a breach, we will notify affected individuals and regulatory bodies in accordance with applicable Australian and international data breach notification laws.
This Privacy Policy applies to www.KarenCutlerHQ.com and www.TalentMasterKey.com (the "Websites"), operated by Karen Cutler HQ and Great Insight Pty Ltd (ABN 50100290480). This policy outlines how we collect, use, store, disclose, and protect personal data under the Australian Privacy Act 1988 (Cth), the Australian Privacy Principles (APPs), the EU General Data Protection Regulation (GDPR), and other international privacy laws.
1. Information We Collect
We collect personal information you voluntarily provide through forms, registrations, transactions, and assessments.
This includes:
- Name, email, phone number, postal/billing address
- Assessment responses, feedback, and documents
- IP address, browser details, and usage analytics
- Payment and transaction history
- Platform or third-party tool activity (e.g. Zoom, Google, Stripe, Zoho, Skool, Notion, GHL)
- Social media engagement (if linked or submitted)
We do not knowingly collect nor ask for data from or for children under 16 years of age.
2. Lawful Basis for Processing Personal Data
We process data under the following lawful bases (as required by GDPR Article 6):
- Your consent
- Contractual necessity (e.g. course delivery, downloads)
- Legal obligations (e.g. invoicing compliance)
- Legitimate interest (e.g. platform security, business improvement)
3. How We Use Your Information
- To deliver services and digital products
- To process payments and send confirmations
- To provide updates, newsletters, and program notifications
- To personalise your experience and refine offerings
- To comply with regulations and investigate abuse or fraud
4. Third-Party Providers
We use trusted third-party service providers that comply with Australian and international data laws.
These may include:
- Stripe, PayPal (Payment processing)
- Zoho CRM (Client relationship management)
- Go High Level (Web forms and automation)
- Meta/Facebook, Google Analytics (Marketing & analytics)
- Zoom, GHL, Notion, Skool (Webinars and learning platforms)
5. Data Retention Policy
We retain personal data only for as long as required for operational, legal, and financial purposes, or until you request deletion. Inactive accounts and form submissions may be deleted after 7 years of inactivity.
6. Your Rights
Under applicable privacy laws, you may:
- Request access to your data
- Request correction of inaccurate data
- Request erasure (‘right to be forgotten’)
- Object to or restrict processing
- Request data portability
- Withdraw consent at any time
7. Cookies and Tracking Technologies
We use cookies to enhance your experience, collect anonymous analytics, and provide retargeting advertising. You can disable cookies via your browser.
8. How We Protect Your Data
All personal data is securely stored using encrypted databases and cloud systems. Access is limited to authorised personnel only. In the event of a breach, affected users will be notified within the timeframe required by applicable law.
9. Complaints and Contact
If you believe your privacy rights have been violated, please contact us immediately. You also have the right to lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.
10. International Users
If you are accessing this site outside Australia, your information may be transferred to servers located in Australia or other jurisdictions with appropriate safeguards in place.
11. Changes to This Policy
We may update this policy at any time. The most current version will always be available on our websites. Continued use constitutes acceptance of any changes.
12. Contact Information
Email: [email protected] | [email protected]
Postal: PO Box 822, Willoughby, NSW, Australia
13. Cybersecurity Measures
We take cybersecurity seriously and implement best-practice security protocols to protect your data from unauthorised access, misuse, disclosure, or alteration. Our systems use SSL encryption, multi-factor authentication (MFA), secure cloud platforms, and access controls restricted to authorised personnel. We routinely update software, monitor access logs, and conduct internal audits to mitigate risk.
Despite our safeguards, no data transmission over the internet is entirely secure. You acknowledge that you provide personal data at your own risk. In the unlikely event of a breach, we will notify affected individuals and regulatory bodies in accordance with applicable Australian and international data breach notification laws.
Terms & Conditions
Terms & Conditions
These Terms and Conditions govern the use of the websites www.KarenCutlerHQ.com and ww.TalentMasterKey.com (collectively referred to as "the Websites"). The Websites are owned and operated by Karen Cutler HQ and Great Insight Pty Ltd (ABN 50100290480) ("we", "us", "our").
By accessing or using these Websites, you agree to comply with these Terms and Conditions. These terms are designed to protect Karen Cutler HQ, Great Insight Pty Ltd, their respective staff, contractors, licensees, business partners, affiliates, and any associated entities globally. These terms are governed under the laws of Australia and are enforceable internationally.
1. Use of the Websites
You must be at least 16 years old to access or use these Websites. You agree to use the Websites only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Websites by any third party.
2. Intellectual Property and Copyright
All content on the Websites, including but not limited to text, graphics, logos, documents, methodologies, video and audio materials, frameworks, and tools (including Talent MasterKey™, Renaissance Intelligence™, Values ID System™, and Confidence KickStart™) are the intellectual property of Karen Cutler of Karen Cutler HQ and/or Great Insight Pty Ltd. These materials are protected under Australian Copyright Law, international intellectual property treaties, and trademark law. No part of the Websites may be reproduced, distributed, or adapted without prior written permission.
3. Disclaimers and No Guarantees
While all reasonable efforts are made to ensure the accuracy and effectiveness of content and tools provided, the Websites do not guarantee any specific results. All use of services, assessments, programs, or products is at your own risk. The content is not intended to substitute legal, financial, psychological, or medical advice. Please consult the relevant professionals where needed.
4. Prohibited Conduct
You agree not to use the Websites for any unlawful purpose, to solicit others to perform unlawful acts, to violate international, federal or local laws, to infringe upon our intellectual property or the rights of others, or to harass, abuse, or defame any person or entity related to Karen Cutler, Karen Cutler HQ or Great Insight Pty Ltd.
5. External Links and Third Parties
The Websites may contain links to third-party websites. These are provided for your convenience only. We are not responsible for the content or accuracy of third-party sites. Engagement with third-party content is at your own risk and governed by the respective third party’s terms.
6. Privacy and Data Collection
Your privacy is important to us. All personal information collected through the Websites will be handled in accordance with the Australian Privacy Act 1988 (Cth), Australian Privacy Principles (APPs), and applicable international privacy standards, including GDPR. We do not share or sell personal data without consent.
7. Limitation of Liability
To the fullest extent permitted by law, Karen Cutler, Great Insight Pty Ltd, and associated persons or entities disclaim all liability for any loss or damage, direct or indirect, arising from your use of the Websites or reliance on any materials or information provided.
8. Indemnification
You agree to indemnify and hold harmless Karen Cutler, Great Insight Pty Ltd, and their affiliates, staff, and partners from any claims, losses, damages, liabilities, or legal fees arising out of your breach of these Terms or your misuse of the Websites.
9. Modifications and Updates
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Websites. Continued use constitutes your acceptance of the updated terms.
10. Governing Law
These Terms and Conditions shall be governed by the laws of New South Wales, Australia. Users outside Australia agree to comply with local laws and accept jurisdiction in Australian courts should any dispute arise.
11. Contact
For any questions or concerns about these Terms and Conditions, please contact us at:
Email: [email protected] | [email protected]
Postal: PO Box 822, Willoughby, NSW, Australia
12. Cybersecurity
We implement industry-standard cybersecurity measures to protect all personal and proprietary data stored or transmitted through our systems and platforms. This includes SSL encryption, multi-factor authentication (MFA), secure data storage, regular backups, firewalls, and internal access control protocols. Only authorised personnel have access to protected systems. We actively monitor for vulnerabilities and apply security patches as needed.
While we take all reasonable precautions to secure data, no system is immune from cyber threats. By using our websites and platforms, you acknowledge the inherent risks in transmitting information over the internet. In the event of a data breach, we will notify affected parties and comply with the Australian Notifiable Data Breaches scheme as well as any relevant international data breach regulations.
These Terms and Conditions govern the use of the websites www.KarenCutlerHQ.com and ww.TalentMasterKey.com (collectively referred to as "the Websites"). The Websites are owned and operated by Karen Cutler HQ and Great Insight Pty Ltd (ABN 50100290480) ("we", "us", "our").
By accessing or using these Websites, you agree to comply with these Terms and Conditions. These terms are designed to protect Karen Cutler HQ, Great Insight Pty Ltd, their respective staff, contractors, licensees, business partners, affiliates, and any associated entities globally. These terms are governed under the laws of Australia and are enforceable internationally.
1. Use of the Websites
You must be at least 16 years old to access or use these Websites. You agree to use the Websites only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit the use and enjoyment of the Websites by any third party.
2. Intellectual Property and Copyright
All content on the Websites, including but not limited to text, graphics, logos, documents, methodologies, video and audio materials, frameworks, and tools (including Talent MasterKey™, Renaissance Intelligence™, Values ID System™, and Confidence KickStart™) are the intellectual property of Karen Cutler of Karen Cutler HQ and/or Great Insight Pty Ltd. These materials are protected under Australian Copyright Law, international intellectual property treaties, and trademark law. No part of the Websites may be reproduced, distributed, or adapted without prior written permission.
3. Disclaimers and No Guarantees
While all reasonable efforts are made to ensure the accuracy and effectiveness of content and tools provided, the Websites do not guarantee any specific results. All use of services, assessments, programs, or products is at your own risk. The content is not intended to substitute legal, financial, psychological, or medical advice. Please consult the relevant professionals where needed.
4. Prohibited Conduct
You agree not to use the Websites for any unlawful purpose, to solicit others to perform unlawful acts, to violate international, federal or local laws, to infringe upon our intellectual property or the rights of others, or to harass, abuse, or defame any person or entity related to Karen Cutler, Karen Cutler HQ or Great Insight Pty Ltd.
5. External Links and Third Parties
The Websites may contain links to third-party websites. These are provided for your convenience only. We are not responsible for the content or accuracy of third-party sites. Engagement with third-party content is at your own risk and governed by the respective third party’s terms.
6. Privacy and Data Collection
Your privacy is important to us. All personal information collected through the Websites will be handled in accordance with the Australian Privacy Act 1988 (Cth), Australian Privacy Principles (APPs), and applicable international privacy standards, including GDPR. We do not share or sell personal data without consent.
7. Limitation of Liability
To the fullest extent permitted by law, Karen Cutler, Great Insight Pty Ltd, and associated persons or entities disclaim all liability for any loss or damage, direct or indirect, arising from your use of the Websites or reliance on any materials or information provided.
8. Indemnification
You agree to indemnify and hold harmless Karen Cutler, Great Insight Pty Ltd, and their affiliates, staff, and partners from any claims, losses, damages, liabilities, or legal fees arising out of your breach of these Terms or your misuse of the Websites.
9. Modifications and Updates
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Websites. Continued use constitutes your acceptance of the updated terms.
10. Governing Law
These Terms and Conditions shall be governed by the laws of New South Wales, Australia. Users outside Australia agree to comply with local laws and accept jurisdiction in Australian courts should any dispute arise.
11. Contact
For any questions or concerns about these Terms and Conditions, please contact us at:
Email: [email protected] | [email protected]
Postal: PO Box 822, Willoughby, NSW, Australia
12. Cybersecurity
We implement industry-standard cybersecurity measures to protect all personal and proprietary data stored or transmitted through our systems and platforms. This includes SSL encryption, multi-factor authentication (MFA), secure data storage, regular backups, firewalls, and internal access control protocols. Only authorised personnel have access to protected systems. We actively monitor for vulnerabilities and apply security patches as needed.
While we take all reasonable precautions to secure data, no system is immune from cyber threats. By using our websites and platforms, you acknowledge the inherent risks in transmitting information over the internet. In the event of a data breach, we will notify affected parties and comply with the Australian Notifiable Data Breaches scheme as well as any relevant international data breach regulations.
Website & Social Disclaimer
Website & Social Disclaimer
© Karen Cutler & Great Insight Pty Ltd. All rights reserved.
The content provided across KarenCutlerHQ.com, TalentMasterKey.com, and related programs, platforms, and digital communications is for educational and inspirational purposes only. This includes but is not limited to written content, assessments, coaching tools, interviews, audio-visual materials, and digital products.
No content constitutes medical, legal, financial, or therapeutic advice. Users are advised to seek appropriate professional counsel for personal, health, or legal matters. Engagement with any program or material constitutes agreement to our Terms of Use and Privacy Policy. Use of our platforms confirms acceptance of these policies.
All proprietary systems (including Talent MasterKey™, Renaissance Intelligence™, Values ID System™, and associated programs) are intellectual property protected under Australian and international law.
© Karen Cutler & Great Insight Pty Ltd. All rights reserved.
The content provided across KarenCutlerHQ.com, TalentMasterKey.com, and related programs, platforms, and digital communications is for educational and inspirational purposes only. This includes but is not limited to written content, assessments, coaching tools, interviews, audio-visual materials, and digital products.
No content constitutes medical, legal, financial, or therapeutic advice. Users are advised to seek appropriate professional counsel for personal, health, or legal matters. Engagement with any program or material constitutes agreement to our Terms of Use and Privacy Policy. Use of our platforms confirms acceptance of these policies.
All proprietary systems (including Talent MasterKey™, Renaissance Intelligence™, Values ID System™, and associated programs) are intellectual property protected under Australian and international law.